The idea that law abiding gun owners would need insurance to cover the costs of legally using their firearms is ludicrous.
Unfortunately, that doesn’t mean it is unnecessary.
What do I mean? One need look no further than the George Zimmerman self defense trial. Zimmerman gets jumped by a gay-bashing homophobe and pummeled into the sidewalk. He shoots his attacker to save his own life in a clear case of self defense, yet due to political pressure and the complete absconding of fairness is charged with both a crime AND $500,000 (before lawyer fees) in order to defend himself.
I wish that were the only case in which a gun owner, acting responsibly in defense of their own life was being railroaded by malicious prosecution due to anti gun sentiment or political pressure, but it’s not.
In case you haven’t read here about Sung-Ho Hwang, the President-elect of the New Haven Bar Association was arrested simply because he had the GALL to open carry his sidearm. Doing so in Connecticut is completely legal mind you so long as you have a permit, which Mr. Hwang does. That doesn’t mean he doesn’t have to fight in order to get out of it. And fights cost money.
Then we have Darrell Schooler of Fort Worth who shot at a man attacking him who ALSO HAD A GUN. Schooler said it took less than two seconds to make the decision to fire his weapon, but it took weeks for him to get out of jail while authorities sorted through the details. Basically, Schooler’s attacker hit his car window three times with his fist and the butt of his gun before Schooler pulled his weapon and fired, shattering the car window. The man was surprised by the flying glass and shot himself in the arm. Schooler had “gun use” insurance and he was grateful that he did saying:
“This is insurance I thought I’d never have to use. Without it, I’d probably be in jail for something I didn’t do. God was with me that day. If I had leaned an inch-and-a-half to the left, I wouldn’t be talking to you now. That’s how close I came to getting my head blown off.”